Bulk Disbursements at Scale
Pay multiple recipients, suppliers, or employees in realtime in a single batch. Smart routing ensures every payment lands on time, every time — with full audit trails.
Payment Aggregator Platform
Collections &
Disbursements,
Simplified
MAL Payments gives businesses a single, powerful platform to collect payments, disburse funds, and manage every transaction — all with enterprise-grade security.
- Uptime SLA
- 99.9%
- Avg. Transaction Processing Time
- <10s
- Encryption
- 256-bit
Bulk disbursement
Supplier payouts, week 43
| Recipient | Channel | Amount | Status |
|---|---|---|---|
| Achol Deng | MTN MoMo | USD 85.00 | Paid |
| Juba Grain Traders | Bank | USD 1,240.00 | Paid |
| Wani Lado | M-Pesa | USD 42.50 | Paid |
| Nyandit Cooperative | Airtel Money | USD 310.00 | Processing |
Batch total
USD 18,640.00
Payment channels
Collect through
- M-Pesa
- Airtel Money
- MTN MoMo
- Orange Money
- Bank transfer
- Card
- QR code payments: coming soon
Pay out to
- Mobile money wallets
- Bank accounts
- Airtime
- Cash pickup
About Us
Built for Africa's
growing businesses
MAL Payments is an infrastructure provider empowering businesses across Africa to collect, and disburse payments at scale. Founded in South Sudan, we combine our own and our local payment partner expertise to provide a simple secure infrastructure to support merchants.
- Years of operation
- 5+
- Merchants supported
- 10K+
- Processed annually
- USD 5M+
Everything You Need
One platform.
Infinite possibilities.
From one-click collections to bulk disbursements, MAL Payments handles the full payments lifecycle so you can focus on growing your business.
Mobile Collections
Accept M-Pesa, Airtel Money, MTN-MoMo, Orange, Bank, and card payments through a single API integration. Single Provider, with multiple endpoints.
Real-time Analytics
Live dashboards provide end-to-end visibility, and reports for your business.
Developer API
RESTful APIs with SDKs for Ruby, Python, Node & more. Go live in hours, not weeks, with our comprehensive API documentation.
Automated Reconciliation
Auto-match payments to invoices, flag discrepancies, and generate reports your finance team will love.
Virtual Cards
Issue instant virtual prepaid cards for customers across multiple markets in Africa. Set spend limits and expiry dates with a single click.
Multi-Currency Wallets
Hold, collect, and pay out from a separate wallet for each currency you trade in, with a clear balance for every one.
Simple Process
Up and running in a couple of hours
-
01
Create Account
Sign up and submit your business details for verification. You can test in a sandbox account while we review them.
-
02
Connect & Configure
Integrate our API or use the dashboard. Customise payment flows to match your exact business logic.
-
03
Collect & Disburse
Start accepting payments and sending funds immediately. Multi-channel, one platform.
-
04
Track & Grow
Monitor every shilling in real time. Use insights to optimise and scale your payment operations.
Who We Serve
For the people who move money every day
Farmers and cooperatives
Get paid for produce straight to mobile money, and pay members out in one batch.
Small-scale traders
Accept mobile money, bank, and card payments without buying POS hardware, and build a record of every sale.
Small and growing businesses
Pay staff and suppliers on time, and see what came in and went out on one dashboard.
Counties and public institutions
Collect revenue and fees with a full audit trail and real-time reports.
Security First
Protecting you
and your money
MAL Payment is built on a foundation of trust. Every merchant & transaction is screened and monitored to ensure adherence to rules and regulations in country.
-
256-bit SSL
End-to-end encryption
-
PCI-DSS Level 1
Highest card security
-
Fraud Detection
Real-time AI monitoring
-
Verified merchants
Business checks (KYB) before going live, two-step sign-in on every account
Transparent Pricing
No hidden fees. No surprises.
Starter
USD 0/mo
Perfect for testing and small-volume businesses getting started.
- Up to 100 transactions/mo
- 3% collection fees
- 2% disbursement fees
- Basic dashboard
- Email support
Most Popular
Growth
USD 50/mo
For growing businesses that need more volume and advanced features.
- Unlimited transactions
- All payment channels
- Bulk disbursements
- API access + webhooks
- Priority support
Enterprise
Custom
Tailored solutions for large enterprises with unique requirements.
- Negotiated transaction rates
- Dedicated account manager
- Custom integrations
- SLA guarantees
- On-site onboarding
Common questions
What do I need to open an account?
A registered business and its documents. We verify every merchant before live payments are switched on, and you can use a test account while we review your details.
Do you support QR code payments?
Not yet. QR code payments are on our roadmap. Today you can collect through mobile money, bank transfer, and card.
Can I pay many people at once?
Yes. Upload a list of recipients in the dashboard or send a batch through the API, and each payment goes out to their mobile money wallet or bank account.
Where do you operate?
MAL Payments was founded in South Sudan and works with local payment partners to serve businesses across Africa. Contact us to confirm coverage for your country.
Let's Talk
Ready to simplify your payments?
Join thousands of businesses already growing with MAL Payments.